Home › Terms
Terms of use
By using this site, you agree to these terms. They're short and written in plain English.
Educational information only
The USDA ADU Loan Guide provides general educational information about a federal rule affecting the USDA Single Family Housing Guaranteed Loan Program. It is not financial, tax, legal or lending advice, and it is not a substitute for advice from a licensed professional who knows your situation.
No government affiliation
This site is independent. It is not operated by, affiliated with, or endorsed by the U.S. Department of Agriculture, USDA Rural Development, the Rural Housing Service or any other government agency. References to USDA programs are for explanation only.
Not a lender
We do not make loans, arrange loans, take loan applications, quote rates or decide eligibility. Loan decisions are made by USDA-approved lenders under USDA's rules.
Accuracy and changes
We work to keep the guide accurate and current and link to official sources so you can check them yourself. Rules and guidance can change, and some details haven't been published yet. Information may be incomplete or out of date by the time you read it. Always confirm details with the official source and a USDA-approved lender before making decisions.
Links to other websites
We link to government and third-party websites for reference. We don't control those sites and aren't responsible for their content or availability.
Email updates and forms
If you submit a form, you agree that we may use the name and email address you provide for the purpose described on that form. See our privacy policy for details.
Limitation of liability
To the extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, information on this site.
Changes to these terms
We may update these terms. The date below shows when they last changed.